You may have extended health care benefits that cover psychological services in full or in part. Check with your employer or insurance company if you are unsure about the extent of your coverage. Although some insurance programs offer full coverage for services obtained from a psychologist, others may offer partial coverage (e.g., a maximum amount per session, or a maximum amount per year). To take advantage of your extended health care benefits, you may require a referral from a family physician. Check this in advance if you are unsure. You will be provided with monthly receipts that you can submit to your insurance company if you wish.